Health expenses remain one of the most significant financial burdens for many households in Uganda. While saving groups such as SACCOs and Village Savings and Loan Associations (VSLAs) have helped families manage various costs, few specifically focus on health-related expenses. This gap leaves many vulnerable to unexpected medical bills, especially pregnant mothers who require timely and safe deliveries.

Enabel’s “saving for health” model addresses this challenge by encouraging families, particularly mothers, to set aside savings dedicated to health needs. By promoting this targeted saving strategy, Enabel is helping communities improve their financial preparedness for medical care, making access to health facilities more affordable and reliable—particularly in areas where health insurance coverage is limited.