Pregnancy is a journey that brings both immense joy and responsibility to women and their families. In Uganda, especially in rural areas, expectant mothers often face numerous challenges during this period due to limited access to healthcare facilities, lack of awareness about prenatal care, and socioeconomic factors.  

For Bagenyi Asnet, saving for health is what will make this journey less challenging. The 24-year-old is a member of the Basambo United Village Savings and Loans Association group, in Bweramule Sub-County, Ntoroko district.  From the third month of her pregnancy, Asnet started saving for health to prepare for the birth of her baby.  

Bweramule Sub-County in Ntoroko district is one of the areas with inadequate, poorly equipped health facilities and a poor road network. This therefore meant that for residents to access quality medical services, they will have to incur high transport costs and sometimes buy medication from private facilities. This also motivated Asnet Bagenyi to join Saving for Health in December 2023. “Reaching the health facility is our greatest challenge here. Many women who have not kept some money aside, have ended up delivering at home”, added Asnet.  

When Bagenyi Asnet gave birth in June this year, she had saved 80,000 UGX for health in her group, Basambo United. She borrowed 50,000 UGX from the group to fuel a hired car to transport her to Karungutu Health Center IV since her condition could not allow her to sit on a bodaboda. “My case became an emergency and I was referred to Karugutu Health Center IV. Since there was no ambulance at Bweramule Health Center III, I had to fuel a hired car”, she added.  

Through the group chairperson, Bagenyi Asnet's saving for health loan was approved without delay since the chairperson, Baluku David, always advised them to contact the leadership during health emergencies. “We have a very quick and transparent borrowing mechanism for our saving for health members. Issues of health do not need delays, so in most cases, I encourage them to call if they can not come physically”, said the chairperson.  

Bagenyi operates a produce retail stall in Masindi trading center. She plans to fully settle her loan in the next month. Her saving for health plan is to continue saving for herself and her baby and to possibly increase her weekly savings premium. “It will help me one day, perhaps in my next pregnancy”, added the jolly, Bagenyi Asnet.

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